New Releases by Simone Graham

Debt Doesn't Disappear: Face It, Fix It, and Finally Break Free Are you avoiding bills, ignoring bank statements, and hoping your financial problems will just go away? You're not alone-but it's time to stop hiding and start taking control. Debt Doesn't Disappear is your no-nonsense, straight-talking guide to breaking free from financial stress. This book will help you: ✔ Face your finances head-on-no more ignoring those letters. ✔ Understand where your money is really going and how to stop the leaks. ✔ Create a realistic plan to tackle debt without sacrificing your everyday life ✔ Rebuild your financial confidence with psychology-backed strategies. ✔ Use practical tools like budget trackers and letter templates to negotiate with creditors. You don't have to be good with money-you just need to take the first step. Whether you're living paycheck to paycheck or drowning in debt, this book will guide you from financial fear to financial freedom. It's time to stop avoiding and start taking action. Your future self will thank you.

Pull back the curtain of Time and take a peek into heaven as God reveals his plans for the very First Christmas - the angels are in for a surprise or two! An Unexpected Christmas tells the old familiar story from a whole new perspective, with a dash of humor and plenty of warm fuzzies, this story will become a Christmas read-aloud favorite. From the Author, Simone Graham: "I originally wrote this as a Christmas gift for my children; it is illustrated with the children of the world (including my own) as Heaven's angels. I hope you enjoy reading this book as much as I enjoyed imagining it for you." The story was selected to be made into a short film by St Pauls' in Auckland for their Christmas event, where it was an instant hit on YouTube in Christmas 2012. In the past year, people from all over the world have contacted Simone thanking her for writing this beautiful (funny and touching) story. Now you can take it home and read it to your children this Christmas. "They won't be expecting that!" Scragger (from An Unexpected Christmas) (The film can be found on YouTube under the same title, An Unexpected Christmas)