Most Downloaded Free eBooks in Personal Finance - Budgeting & Money Management

Discover most downloaded free ebooks in personal finance - budgeting & money management from local library. Read book reviews and check book availability from public library with one click.

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1 - 10 of 42 results
release date: May 10, 2017
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Digital Power To The People: A Guidebook to Reducing Consumption without Lowering Your Standard of Living

Did you know that the corporate world is deliberately bleeding you dry?

The corporate soul is faster, stronger, and sneakier than any government or regulator. It aims to plunge you deeper and deeper into debt until you become no more than a hamster on a wheel, endlessly scurrying to try to pay your way out. Meanwhile, you are manipulated into buying more and more . . .

Tired of being a modern slave of the production line?

The first step is to recognize corporate brainwashing for what it is: an insidious, consumerist force that is not subject to principles of morality, ethics, or compassion. Digital Power to the People is your guide to breaking the slavery-to-debt cycle. It exposes the insidious workings of consumerist forces and provides antidotes for you to utilize in your day to day life.

Wake up and tune in to the power you hold in your wallet!

Choose to be part of a change! This booklet will show you how you can make that change by altering the way that money flows in your life and in the world. Each time you pull out your credit card, or choose not to pull it out, you can do more to change the world than does your vote on Election Day! Open your eyes and say “no more!” to corporate manipulation!

Scroll up to get your copy of Digital Power to the People now!

release date: Sep 13, 2017
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Debt-Free: Simple Steps to a Debt-Free Life Without the Hype
Debt-Free:Simple Steps to a Debt-Free Life Without the Hype is the book that should be in everyone personal library. Debt plays a big roll in your life. The unfortunate part is most people do not know how to control debt and worst off is they get so far behind with no help in mind. This book will show you how to:
-Stop Borrowing Money
-Establish an Emergency Fund
-Organize Your Debt
-Negotiate Your Debt

Dont lose any more sleepless nights due to having too much debt.
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release date: Jan 06, 2016
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TRAVEL for FREE: How to score FREE Flights, Rental Cars & Accommodations, dramatically reduce Airfares, Get paid to Travel & START a DIGITAL NOMAD BIZ ... in the World! (Travel Smart Series Book 1)

Discover the Secret Booking Tricks of TOP TRAVEL Pros:

- how to score FREE Flights & Accommodation

- how to find discount coupons in seconds

- how to find mistakes airfares (like my flight from New York to Paris for $137….)

- how to GET PAID to travel….

- solid strategies to finance long term travel,
and while you travel.

Budget Travel

TRAVEL for FREE - can help you save thousands of Dollars on travel bookings, experience foreign countries like a local - and even become a Digital Nomad if you would like to just travel for a few years and/or live in another country for a while.

Becoming a Digital Nomad

The author has lived the Digital Nomad livestyle for several years and is currently travelling through Africa and Australia. She is successfully running several online businesses - including a publishing company with several #1 Bestsellers - while travelling the world and living the life of her dreams.

Her new company and travel blog - SassyZenGirl Lifestyle - is helping people achieve the travel freedom so many crave - without going broke or staying in crowded hostel dorm rooms.

BUDGET TRAVEL: The Ultimate Guide contains a whole, extensive chapter on the many possibilities of Online Entrepeneurship - even if you have no experience at all - and how to first get started.

How to get started as an Online Entrepreneur

Working online provides the freedom to live anywhere in the world and explore ever new cultures and regions. BUDGET TRAVEL: The Ultimate Guide covers many different forms of building a freelance business - even if you think you have no relevant skills…..

Also, advice on how to Start a TRAVEL BLOG as a BUSINESS and score discounts and free trips as well as a solid income for years to come.

Get Paid to Travel

If you are just starting out - or online entrepreneuship is not your thing - BUDGET TRAVEL: The Ultimate Guide provides a huge list of resources to find exciting jobs anywhere in the world.

Whether it is working in National Parks, on Cruise Ships or Yachts, as an Adventure Guide or English Teacher - or even for an NGO, you will find valuable information here on how to get started.

BUDGET TRAVEL: The Ultimate Guide covers all the tools you need to create amazing travel adventures for yourself and your family without spending a fortune and - if that’s your dream - the tools to become a long term traveller, free to go wherever you wish with sound strategies for financial sustenance that can keep you travelling for years to come.

Here is what you get in detail:

Part 1- Saving Money BIG Time!


- Airfare
- Travel Hacking - free flights, anyone…?
- Rental Cars
- Trains & Buses
- Cruiseship
- Awesome Trip Planning Tools


- Free Accommodation
- Discounts on Paid Accommodation

Part 2 - Get PAID to Travel! - How to Work Abroad

- Teaching English
- Work on a Cruise Ship or Private Yacht
- Jobs in the Tourism Industry
- Resorts
- Tour & Adventure Guide
- Jobs in the Outdoors
- National Park
- Farm Work
- Volunteering & NGOs
- International Job Sites

Part 3 - Become a Digital Nomad

- Running an online business from anywhere in the World

Part 4 - Awesome Resources

- Travel Insurance
- Jetlag & Surviving Long Distance Flights
- Researching Local Logistics
- Travel Apps
- Visa Help
- Safety (incl. women’s safety)

Are you ready to see the world? - and discover Budget Travel the stylish way?

….then DOWNLOAD NOW and start planning your dream travels TODAY!

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release date: Oct 07, 2016
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The Great Debt Deception: How You've Been Swindled By the Banks and Credit Card Companies, Why You Don't Owe Them a Penny and the Proven Process to Get Free From Your Debt

What If Everything You Were Taught To Believe About the Money System and Debt Turned Out To Be a Lie?

The reality of the banking system is that everything you were taught about debt is not true.

The simple fact is that you do not owe any money. The actual transaction of a “loan” that you gave them a promise to pay and the “lender” gave you the same amount of promises to pay (Federal Reserve Notes).

Therefore, the transaction was complete according to the “lender’s” accounting records.

Hear Jack McCaig tell his story of how he unraveled the great debt deception and created a process to get free of debt.

It is time to take back your power and this information can help you start that journey.
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release date: Mar 10, 2017
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Good-Bye, Mortgage: How (And Why) To Pay Off Your House In Seven Years Or Less
Wouldn’t it be great to pay off your mortgage years before it is due? How about paying it off in seven or fewer years?

Yes, that is possible – and yes, it is possible if you only make an average income and have never won the lottery or inherited money. How to pay off a mortgage early? In just about 3,000 words, this no-fluff mini-ebook provides you with the five steps to do just that. It includes sample number-crunching to show you just how much lenders rip off home buyers…as well as how much richer you could be in ten or twenty years after paying off your home loan.

Not only that, but also it shows how utterly and completely WRONG financial “experts” are when they advise people not to pay extra on their mortgage, and to invest the money instead.

This personal finance book is a quick read, but it has information critical to your financial future. BUT I WARN YOU OF THIS: If you are living in a fantasyland hoping for some magical formula to help you quickly pay off your mortgage, don’t bother with this book. There is no quick and easy way. Nothing of great value ever comes quickly and easily.

However, if you have a realistic view of life and would like to pay off your mortgage years before it is due, but can’t wrap your mind around how you might do so, you need this book.
release date: Sep 16, 2014
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Everything You Need to Know About Personal Finance in 1000 Words

Become a master of your finances in less than 10 minutes.

Do you know that everything you need to know about personal finance can be summed up in only 1,000 words? What if I told you that you can learn how to handle your money better than a majority of your peers?

Now you can.

In this book you learn everything you could ever want to know about your money - in less than 10 minutes. That’s all it will take for you to become a master of money.

How many articles and books do you see on personal finance? Hundreds? Thousands?

Blogs. Books. Podcasts. The resources you have at your disposal are limitless. You know what happens when you have limitless resources? You ignore them. All of them. But that is okay. This will be the only resource you will ever need on personal finance. That is what makes this book so special.

In this brief book you will learn:

  • How to control your spending habits
  • Where you should focus your time when making a large purchase
  • How to save thousands doing this one simple thing
  • How tracking every penny does NOT make you financially responsible and what you should do instead
  • What you should spend your money on (hint: it’s not what you think)
  • Why saving for only 10 years is better than saving for 32 years
  • How to make budgeting work for you, even if you hate it!
  • How to make more money
  • Where you should focus your time and effort on to make more money
  • Those habits of the rich
  • How you make money work for you
  • How to avoid taxes legally.
  • The specific investment you should choose
  • The one type of mutual fund you should avoid
  • How you can simplify your finances
  • What you can do to save for retirement every month without lifting a finger

If you do not want to learn everything about personal finance in 10 minutes or less, this book is not for you. However, if you want to take control of you money, grab this free eBook today. You’ll be glad you did.

Well, what are you waiting for?! Scroll up and download your copy today!

release date: Dec 15, 2014
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Pinch Like You Mean It!  101 Ways to Spend Less Money Now
Pinch Like You Mean It! is all about ways to spend less money. Why give so much of your hard-earned money away by spending it? Get 101 tips on how to spend less right now. Topics include duct tape and other cheap repairs, how to get furniture for almost free, what steps to take in a financial emergency, and many tips on practical ways to spend less money every day. When can you save money by applying for a credit card? Check out tip #82. What frugal tip did Lizzy Borden's father teach Lizzy the night before the infamous ax incident? Read tip #72 and find out...
release date: Sep 10, 2017
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You, Your Kids and Money: Teaching Kids How to Manage Money, Become Good Entrepreneurs and Succeed in the Modern Business World
Money management is one of the most crucial skill kids will learn. When kids know the importance of handling money the right way, you won’t have to worry about the kind of self-control they will adapt to when they become teenagers. It is very important to make sure that our kids learn everything they need to learn about money at a very young age. The essence of money and the skills needed to earn it are tied down to the habits and behavior of an individual. Also, the extent at which a person can earn more money depends on the type of reaction that is relevant to making choices, which may include the kind of association that is being felt relevant at a particular time. Financial wellness is the most important topic to be discussed in class, among friends, and in the family, but what entails a reasonable financial stability?

What makes your kids very conscious about the advantages of the vast choices they have when it comes to financial stability? Literacy alone doesn’t entail good money management; it only gives a visible opportunity for the individual to learn how to handle money, to abide by the lessons or to just move on, living life averagely like any other human being. Failure and success is a result of a working plan. Once a parent can put eyes on a kid and make sure they follow the gradual steps in honing the child’s mind into good money management, there will be a tremendous success even as other kids may not understand what your kid have understood so well.
Evidently, kids do learn from parents, and it is your job to provide all the tools and motivation that will push your kids to learn faster even as they practice the basic skill for heading towards a better financial state. The aim is to teach your kids to do

better than you financially, to avoid the mistakes you have done by exposing them to knowledge and practical steps in reaching the most important choice in life and never giving up on the way.
Even though you need to assure your kids of the safety of flexibility, you need to also define and describe to the kids the most important essence of life, the need to actually save and only spend on things that matter. You also need to teach the kids to spend on things that will bring about the personal benefit, and to never save at the expense of their health or the trust they have to gain from other people important people.
Financial literacy is included in the curriculum of most schools is not enough to teach your kids how to succeed by good money management. The practice creates the changes; even though the knowledge might help the kids have a particular dimension. You need to have a clear perspective on how money supposed to be managed. You need to work on yourself personally on how you handle money because kids watch you more than they listen to your instructions. You are the best example of the kind of life they will choose to live. Since their mind is young and their subconscious records everything you do, it is only important to be more careful with the things you do around them. Also, including them in most of your elite and important financial plan will open their eyes to see the importance of active planning, and making sure that they are in real touch with money management and living the good life.
“Entrepreneurs regularly nurture entrepreneurial ventures by other like-minded individuals. They also invest in Humanitarian services. This enables further development beyond their ventures.
Famous entrepreneurs have used their money to support good causes, from public health to education. The qualities that make one an entrepreneur are the same qualities that motivate entrepreneurs to pay it forward.”

release date: Dec 16, 2016
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Beginner's Guide to Minding Your Money: Simple Strategies to Take Control of Your Money to Create the Life You Want
You don’t have to be super smart, good at math or have a lot of money to create the life you want. The most important element is  managing your money so that it works for you. Whether your dream is to be rich, to dig your way out of debt or something in between, the Beginner’s Guide to Minding Your Money provides you with an easy to follow roadmap to get started on your journey.

This step-by-step guide teaches…

  • Basic strategies to take charge and take control of your money to put it to work for you

  • Steps to design the life you want and create a workable plan to get there

  • How to determine where you are on your journey so you know which steps to take next

  • Common mistakes that can stop you from turning your goals and dreams into reality

release date: Aug 23, 2017
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Minimalist Budget : Practical Ways to Save Money, Spend Less, Save Time and Declutter Your Life to Live More Practical, Well Balanced and Non-Materialistic ... Mindset, Budget Planning Book 1)

Learn to Create a Minimalist Budget to stay ahead of your expenses, simplify and live a Peaceful Life

In the current economy, saving money seems like an absolute nightmare, but this book is about to teach you how to do more than just save money. This book is going to teach you how to create a fool-proof minimalist budget that will stabilize your financial life, as well as your physical, mental, and emotional ones.

No longer will you have to worry about whether or not you have enough money for bills, emergencies, and a little fun now and again. But this book isn’t just about getting your finances under control; it’s about lessening the stress you feel on a daily basis when you worry about what will come next week. Once you’re able to destress about your bank accounts, you can start focusing on other aspects of your life.

Here’s a preview of what you’ll learn from this book...

  • Why you should start living with a minimalist budget
  • How to curb your income to meet your budget, and how to take stock of the income you have
  • What expenses are needs and which ones are wants, and how to lessen your expenses
  • How a minimalist budget helps you save money

  • And how to avoid overspending when you’re on a budget.

Just a small investment in this book will gain you a future without stress, free from worry, and focused on your life goals. Think about it. Without having to worry about your finances, you’ll be free to spend more time with your family and friends, focus on your career, and discover the passions you’ve been missing in life!

Are you ready to begin living life to its fullest without having to spend every penny you earn? Then it’s time you started learning how to budget the minimalist way. Get started with this book, and you’ll be saving in no time!

Today only, get this Amazon bestseller for just $0.99. Regularly priced at $4.99.

Good things don't wait for long so.. Download Today!

Minimalist living, Budget Planning, Personal finance
1 - 10 of 42 results

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