Best Selling Books by Rosie Smith

Lydia Delaney lives an unassuming life in the village of Alfriston, nestled along the south coast. With her dad Joe, who has dementia, her daughter Sass and her dear old shih tzu, Gus, she believes this is her lot. Running a thriving therapy practice of eclectic clients, there is very little time for love. Not that she wants it. A sticky divorce put paid to that. Until an intriguing email from a Mr Marrow changes her life forever. Jed Harrison, an alcoholic and unapologetic rock star lives an altogether different life. Running from the demons of his past, he finds his escape in the company of booze and women. Living a life of fame and fortune, he''s unstoppable. But one fateful day in The Grand Hotel in Brighton changes everything. Reluctantly recuperating in Alfriston, Jed finds surprising new friendships and, at last, a love that neither he nor Lydia ever dreamed possible. However, an unwelcome visitor with roots closer to home threatens to turn their lives upside down. Jed knows only one way to deal with problems, but it''s not Lydia''s way. Will his hopes for a future be dashed when Lydia leaves for Tuscany? Can an unwitting liaison with a stranger in Lucca test Lydia''s loyalty to the life she''s left behind? A comeback concert and the greatest gift Lydia could ever receive hang in the balance. For a therapist and a rock star, can there ever really be a happy ending? A story of love, hilarity, loss, healing, forgiveness and second chances.

To understand the concept of the Magic Car Wash, think Transformers meets Cars! In the town of Tyre Flats, Kit the mechanic has a magical car wash, where vehicles mix and match fronts and ends to become superheroes. Book 1: In a classic case of ''Chinese Whispers'', Kit the car mechanic''s fishing day turns into a drama as a chance remark about catching a monster fish goes terribly wrong. In this book we meet the cast of The Magic Car Wash - a group of friend vehicles who can mix and match to become superheroes!

Whether big or small, feathered or furry, everyone loves coming together at Christmas! When Christmas comes we hang stockings and sing carols . . . what about you? Beautifully illustrated with delightful animals, My Merry Christmas captures the fun of coming together at Christmas time.

"Kismet" is Rosie Smith''s story through life and brain cancer. Diagnosed with glioblastoma (an uncurable, cancerous brain tumor) in August of 2019, she shares her kismet moments and reflection. Only 5% of patients survive more than five years, and Rosie''s journey is one of pain, sadness, reality, and humor. She invites you to read and enjoy the ride. "You only get one life. Positive vibes to you, my friend."

This book contains three fun adventures about Danny da Vinci and his best friend Mick Angelo, adventurers -- artistic adventurers -- who share a passion for painting and sculpture. The Adventures of Danny da Vinci includes three titles: The Giant Horse of Milan, The Flying Machine of Lombardy and The Secret of the Mona Lisa.

Banks can differ markedly in their sources of income. Some focus on business lending, some on household lending, and some on fee-earning activities. Increasingly, however, most banks are diversifying into fee-earning activities. Such diversification is either justified (by the bank) or welcomed (by commentators), or both, as reducing the bank''s exposure to risk. Diversification across various sources of earnings is welcomed for, it is claimed, diversification reduces risk. Whether it does of course depends on how independent of each other the various earnings sources are. Traditionally fee income has been very stable; but, also traditionally, it has been a small part of the earnings stream of most banks. Has non-interest income remained stable, or at least uncorrelated with interest income, as banks have increased its importance in their earnings? This paper examines the variability of interest and non-interest income, and their correlation, for the banking systems of EU countries for the years 1994-98. It is found that the increased importance of non-interest income did, for most but not all categories of bank, stabilise profits in the European banking industry in those years. It is not, however, invariably more stable than interest income.

Beautifully illustrated with delightful animals, My Dad''s the Coolest captures the fun-loving bond between father and child, from a feathery tickle and playing in the mud, to dancing with the coolest polar bear. Whether big or small, feathered or furry, dads always know how to make us laugh!