Best Selling Books by Dave Ramsey

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America''s favorite personal finance expert, Dave Ramsey. By now, you''ve already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you''re tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you''ve been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.

Get out of debt and stay out with the help of Dave Ramsey, New York Times bestselling author of Build a Business You Love and financial expert who has helped millions of Americans control their money The Financial Peace Planner may be the most valuable purchase you ever make. Dave Ramey''s practical regimen, based on his own personal experience with debt, offers hard-won advice and much needed hope to people who find themselves in serious debt and desperate for a way out. This book comes in a workbook format, allowing you to frequently monitor your progress and, most importantly, to face your situation honestly. Loaded with inspirational insights that come from personal experience, this set of books will be life changing for any debt-ridden readers. You''ll find help on how to: • Assess the urgency of your situation • Understand where your money''s going • Create a realistic budget • Dump your debt • Clean up your credit rating

With The Total Money Makeover, you''ll be able to design a sure-fire plan for paying off all debt, ---from cars to houses and everything in between---recognize the 10 most dangerous money myths, and secure a big, fast nest egg for emergencies and retirement.

If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!

In Smart Money Smart Kids, Financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

NEW YORK TIMES BESTSELLER — A Trusted Approach to Becoming Debt-Free with Over 8 Million Copies Sold. Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America''s favorite personal finance expert, Dave Ramsey. By now, you''ve already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you''re tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you''ve been looking for. The Total Money Makeover will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Set aside enough money to pay for unexpected expenses and emergencies Save enough money for your retirement Live like no one else, so later you can LIVE (and GIVE) like no one else! This new edition of The Total Money Makeover includes new content that will help you tackle marriage conflict, college debt, and so much more.

Introducing Your Financial Solution Are you tired of working hard day after day—and still feeling broke when you look at your bank account? Nationally syndicated radio host and money expert Dave Ramsey offers a step-by-step action plan to help you transform your finances in this essential companion piece to his New York Times bestseller The Total Money Makeover Updated and Expanded Edition. This newly updated workbook by Dave Ramsey provides a proven approach to achieve your financial goals by applying everything you learned in The Total Money Makeover Updated and Expanded Edition. Packed with the latest stats on debt, credit, and wealth building, this workbook guides you through Ramsey’s straightforward game plan to change your money habits for good. After working through The Total Money Makeover Workbook, you’ll be equipped to: Recognize the financial myths holding you back Kick debt out of your life forever Build up a buffer so emergencies become inconveniences Fund college for your kids the right way Pay off your mortgage faster than you imagined possible Make a retirement and wealth-building plan for a future you can be excited about Transform Your Life This isn''t just about changing how you spend and save—it''s about transforming your entire financial outlook. With thought-provoking questions and real-life success stories, this new and updated workbook will help you strengthen your money muscles and move that much closer to financial fitness!

With the help of a #1 New York Times bestselling author and finance expert, set your finances right with these updated tactics and practices Dave Ramsey knows what it''s like to have it all. By age twenty-six, he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and, through his workshops and his New York Times business bestsellers Financial Peace and More than Enough, he has helped hundreds of thousands of people to understand the forces behind their financial distress and how to set things right-financially, emotionally, and spiritually. In this new edition of Financial Peace, Ramsey has updated his tactics and philosophy to show even more readers: • how to get out of debt and stay out • the KISS rule of investing—"Keep It Simple, Stupid" • how to use the principle of contentment to guide financial decision making • how the flow of money can revolutionize relationships With practical and easy to follow methods and personal anecdotes, Financial Peace is the road map to personal control, financial security, a new, vital family dynamic, and lifetime peace.

Offers advice on growing a business, including setting and attaining goals, time management, and operating debt free.

In his first bestseller, Financial Peace, Dave Ramsey taught us how to eliminate debt from our lives. Now in More Than Enough, he gives us the keys to building wealth while also creating a successful, united family. Drawing from his years of work with thousands of families and corporate employees, Ramsey presents the ten keys that guarantee family and financial peace, including: values, goals, patience, discipline, and giving back to one''s community. Using these essential steps anyone can create prosperity, live debt-free, and achieve marital bliss around the issue of finances. Filled with stories of couples, single men and women, children, and single parents, More Than Enough will show you: • How to create a budget that fits your income and creates wealth • What finances and romance have to do with one another • What role values play in your financial life • How to retire wealthy in every way • And much, much more Resonating with Ramsey''s down-home, folksy voice, heartwarming case histories, inspiring insights, quotations from the Bible, and exercises, quizzes, and worksheets, More Than Enough provides an inspiring wealth-building guide and a life-changing blueprint for a vital family dynamic.

From the New York Times bestselling author of The Total Money Makeover and radio and podcast host Dave Ramsey comes an informative guide based on how he grew a successful, multimillion dollar company from a card table in his living room. Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued? Your team will never grow beyond you, so here’s another question to consider—are you growing? Whether you’re sitting at the CEO’s desk, the middle manager’s cubicle, or a card table in your living-room-based start-up, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave Ramsey opens up his championship playbook for business to show you how to: -Inspire your team to take ownership and love what they do -Unify your team and get rid of all gossip -Handle money to set your business up for success -Reach every goal you set -And much, much more! EntreLeadership is a one-stop guide filled with accessible advice for businesses and leaders to ensure success even through the toughest of times.

When Dave Ramsey was experiencing his own Total Money makeover, he found that journaling was very helpful and effective. Dave says, "Take this journal and record everything happening that seems like a big deal. Record the relationship issues, the debt, the emotions, the setbacks, the victories, and anything else that seems important at the time. "The immediate benefits of writing everything down are twofold. First, writing helps you process the problems and victories. The second immediate benefit of journaling is that you can reread your entry just days-even months-later and gain vital perspective on your progress. "Write it down. You will be glad you did."

What does the Bible really say about money? About wealth? How much does God expect you to give to others? How does wealth affect your friendships, marriage, and children? How much is “enough”? There’s a lot of bad information in our culture today about wealth―and the wealthy. Worse, there’s a growing backlash in America against our most successful citizens, but why? To many, wealth is seen as the natural result of hard work and wise money management. To others, wealth is viewed as the ultimate, inexcusable sin. This has left many godly men and women confused about what to do with the resources God’s put in their care. They were able to build wealth using God’s ways of handling money, but then they are left feeling guilty about it. Is this what God had in mind?

Homeownership is still possible. And it doesn’t have to be complicated. In fact, real estate can be a fantastic investment—if you do it the right way. That’s why personal finance and real estate expert Dave Ramsey put his decades of experience into one Quick Read so you can apply them to your own buying, selling and investing ventures. In 70 pages, Dave will help you avoid the costly mistakes and pitfalls of what can be a ruthless industry. From start to finish, you’ll get a clear plan to help you buy, sell and invest in ways that will let you build outrageous wealth and leave a legacy for your kids, your grandkids and their grandkids.

In Build a Business You Love, #1 New York Times bestselling author and Ramsey Solutions Founder and CEO, Dave Ramsey breaks down the system that took his business from a card table in his living room to a $250 million operation. Business leaders face all kinds of challenges and fears as they work to grow their business. Dave Ramsey gets it—because he’s been there. Over the past 30 years, he and his team have taken some right (and plenty of wrong) turns as they worked to build his one-man financial counseling business into Ramsey Solutions, a $250 million company with over 1,000 team members. Now, Dave is sharing what he’s learned from walking through three decades of business growth—so you can grow your business faster with fewer missteps. In Build a Business You Love, Dave lays out the EntreLeadership System, the road map that takes the guesswork out of growth for business owners like you. Because after more than a decade of helping leaders grow their businesses—and through direct experience with his own company—Dave has found that there are five distinct stages of growth every business has to conquer to reach its potential: Stage 1: Treadmill Operator Stage 2: Pathfinder Stage 3: Trailblazer Stage 4: Peak Performer Stage 5: Legacy Builder Throughout the book, Dave breaks down each of the stages and their unique challenges in detail to help you solve the right problems, at the right time, in the right way. You’ll learn how to navigate everything business ownership throws at you—from hiring the right people, to finding and training leaders, to creating and operating a budget, to nailing down strategic plans that get results, and more. Build a Business You Love is the essential guide for business owners who want to grow their business the right way and leave a legacy they’re proud of. Grab your copy and join the thousands of business owners who have transformed their business by learning to leverage the EntreLeadership System—the proven plan to help you grow yourself, lead your team, and scale your business. Knowing which stage of business we''re in tells us what our next goals and challenges are-which mountaintop to climb next. Then we know what to do, when to do it, and how to do it. That''s been amazing. Joe Murphy, Integrity Support Inc. The EntreLeadership System has had a profound impact on my business and my family. I was able to take three months off work earlier this year due to a family emergency, and my business still had its best tax season in years. Being able to step away for 90 days and still see incredible results is a testament to the impact of the EntreLeadership framework. Renee Daggett, AdminBooks The work that l''ve done within the EntreLeadership System has given me more confidence about what I''m doing, which has helped me gain respect with my business partner-who is also my brother. It''s changed our working relationship for the better. Todd Dockerty, Dockerty Health Care Services Before EntreLeadership, we didn''t have a clear direction for where we were going. One of the big keys for us was implementing a mission, vision, and core values. Now everyone understands where we''re going and why, and how we''re getting there. It''s completely changed our business and allowed us to be more profitable with 90 people than we were with 135 people. Josh Bradford, Altitude Energy LLC The EntreLeadership System has given me the tools to bring calm to chaos, courage and candor to anxious team members, and clarity to the mission and vision God has for me I am living life again with the confidence that I can leave the office and know that clients will be treated the way I would treat them, and I can focus on my time with my family. James Kreitler, Kreitler Law Firm LLC

Ramsey made his first million in his twenties-- the wrong way-- and then went bankrupt. That''s when he set out to learn God''s ways of managing money, and developed the Ramsey Baby Steps. Following these steps, he became a millionaire again-- this time the right way. Here he shares how he learned God''s ways of handling money, as well as his research team''s National Study of Millionaires [pages 129-226]. --

Let the author of Financial Peace guide you and your family down the road to success with this companion to the bestselling More than Enough In Financial Peace, Dave Ramsey showed readers how to get out of debt. Now he uses the same blend of down-home wisdom and straight talk to take readers to the next step: building wealth. But success means more than money--it means having a happy marriage and family. In How to Have More Than Enough, Dave Ramsey guides readers down the path to true success.Rather than gimmicks or quick fixes, Ramsey''s method for achieving financial and familial stability focuses on ten traits essential to creating prosperity, teaching children about money, living debt-free, and achieving marital bliss when it comes to finances. His easy-to-follow workbook illustrates each of these traits and allows readers to frequently assess their progress and honestly evaluate their situation. How to Have More Than Enough offers readers and their spouses the chance to work toward building wealth and strengthening their families.

This question and answer book is the perfect resource guide for equipping individuals with key information about everyday money matters. Questions and answers deal with 100+ of the most-asked questions from The Dave Ramsey Show—everything from budget planning to retirement planning or personal buying matters, to saving for college and charitable giving. This is Dave in his most popular format—ask a specific question, get a specific answer.

Financial Peace Junior is designed to help you teach your kids about money. It''s packed with tools, resources and step-by-step instructions for parents. What can be intimidating is made ultra-easy. There are ideas for activities and age-appropriate chores, and you''ll have all the tools you need to make learning about money a part of your daily life. Your kids will love the exciting games and toys. The lessons of working, giving, saving and spending are brought to life through fun stories in the activity book, and kids will love tracking their progress on the dry-erase boards Financial Peace Junior doesn''t just give you the tools to teach your kids to win with money--it shows you how.

The How, Why and When of Handing Off Responsibility You’re the CEO of your business—the chief everything officer. You wear a million hats as a small business owner—and you’re quickly learning that you can’t do it all on your own. But the idea of handing off even the smallest responsibility scares the crap out of you. If you’ve ever told yourself, No one can do this as well as I can or Everything will be screwed up if someone else does this, keep on reading. Chances are, even if you think you stink at delegation, you probably don’t. And it doesn’t have to be as frustrating or scary as it seems. In this quick read, you’ll learn two reasons why business owners don’t delegate and how you can overcome them. Walk beside Dave Ramsey as he swiftly guides you through his 30 years of delegation experience, starting as a small business owner to the leader of a company with over 1,100 team members. With Delegation, you’ll learn: Why you should delegate When and how to delegate How to apply a delegation strategy to your own business

Examines the objects that symbolize Jesus'' ultimate sacrifice, including the Crown of Thorns, the nails, the wine-soaked rag, and the two crosses that stood beside Christ''s.

Learn How to Create Unstoppable Momentum in All Areas of Your Life The Momentum Theorem explains that when you spend some time digging and planting in the trenches and invite God into your efforts, amazing things can happen. Not here-today-gone-tomorrow things. Lasting, life-changing, unstoppable things. In his newest Quick Read, Dave Ramsey lays out his formula for gaining momentum. The great news is: The Momentum Theorem is not exclusive to Dave''s story. It can be your story too. You can shift gears in any area of your life—at any time. You can turn things around in your business, leadership, marriage, parenting, health, finances and faith. You can determine to what extent you’ll bring intensity and perseverance to all these things. In just 44 pages, you’ll discover the framework and elements of The Momentum Theorem. This will help you cut through the darkness and dust and learn a more accurate way to see where you are and where you’re going!

Junior discovers the value of work when Farmer Falzetti gives him a job so he can earn money to buy a new, red bicycle.