New Releases by Jean Chatzky

“The clear, step-by-step plan that will help you stop guessing, stop stressing, and start using your money with confidence. I''ll be sending copies of this book to my friends and my kids.”—Mel Robbins The new roadmap to financial longevity, from longtime TODAY show financial editor and New York Times bestselling author, Jean Chatzky Retirement is in crisis. 61% of adults are worried they won’t have enough money to support them in retirement. 84% of Gen-Xers are “concerned or terrified about having no more paychecks in retirement.” 74% of the non-retired Baby Boomers who preceded them and 79% of the Millennials who follow feel the same way. You’ve been saving for retirement for decades: paying yourself first, maxing out your 401(k) or IRA contributions, compromising on things you want today in order to make tomorrow possible. But what happens when you get to the endgame? How do you take the money you’ve amassed and not only make it last as long as you do, but do it in a way that brings you the most enjoyment and the least amount of stress? You probably do not yet have a detailed answer to this question. And this is something that you simply cannot afford to get wrong. If you do, you’ll either run out of money before you run out of time, or you’ll discover years too late that you didn’t use your money as much as you could have to enjoy your life. The solution is right here. It’s a paycheck that lasts for the rest of your life: a Forever Paycheck. With the power of a Forever Paycheck comes a simple, revelatory truth: you can spend more, and do more, than you think you can. It’s a revolutionary concept. The data shows that people entering retirement often can’t bring themselves to spend. But when their money comes as a steady monthly paycheck, they feel much more confident in using it to live life to the fullest. Many find they can spend double with no risk of running out. New research shows that a Forever Paycheck is even associated with better health, lower chances of disability, and a substantially longer lifespan. Whether you plan to work to 50 or 75, have a small 401(k) or a large stock portfolio, like to take risks with your money or always play it safe, bestselling author and financial expert Jean Chatzky provides a step-by-step plan for making your money work for you. Written in collaboration with AARP, The Forever Paycheck is packed with the information you need to plan for the future you want.

*As featured on Live with Kelly and Ryan* *A 2023 Business Insider Best Personal Finance Book - Teens and Gen Z* "Where was this book when we were teenagers?" - Real Simple Learn how to money in this in-depth, full-color illustrated guide from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and the team at HerMoney -- the perfect gift for the holidays, graduation season, back-to-school, and beyond! There’s no getting around it. You need to know how to manage money to know how to manage life ― but most of us don’t! This full-color, illustrated guidebook from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and their team at HerMoney breaks down the basics of money―how to earn it, manage it, and use it―giving you all the tools you need to take charge and be fearless with personal finance. Featuring exclusive HerMoney interviews with CEOs, activists, and many more, How to Money will teach you the ins and outs of: -creating a budget (and sticking to it) -scoring that first job (and what that paycheck means) -navigating college loans (and avoiding student debt) -getting that first credit card (and what “credit” is) -investing like a pro (and why it’s important!) All so you can earn more, save smart, invest wisely, borrow only when you have to, and enjoy everything you''ve got! This accessible and illustrated financial guide is perfect for fans of Priceless Facts About Money and Rich AF: The Winning Money Mindset That Will Change Your Life.

Get paid what you''re worth, build secure relationships, and make your money last with this valuable guide from a Today show financial editor and bestselling author. Ask successful women what they want from their money and they''ll tell you: independence, security, choices, a better world, and--oh yes--way less stress, not just for themselves but for their kids, partners, parents, and friends. Through a series of HerMoney Happy Hour discussions (when money is the topic, wine helps) and one-on-one conversations, Jean Chatzky gets women to open up about the one topic we still never talk about. Then she flips the script and charts a pathway to this joyful, purpose-filled life that today''s women not only want but also, finally, have the resources to afford. Through Chatzky''s candid three-part plan--formed through detailed reporting with the world''s top economists, psychiatrists, behaviorists, financial planners, and attorneys, as well as her own two decades of experience in the field--readers will learn to: 1. Explore their relationships with money,2. Take control of their money, and 3. Use their money to create the life they want. Women With Money shows readers how to wrap their hands around tactical solutions to get paid what they deserve, become inspired to start businesses, invest for tomorrow, make their money last, and then use that money to foster secure relationships, raise independent and confident children, send those kids to college, care for their aging parents, leave a legacy, and--best of all--bring them joy!

Two of the world''s leading experts explain the link between health and wealth that could add years to your life and dollars to your retirement savings. All the money in the world doesn''t mean a thing if we can''t get out of bed. And the healthiest body in the world won''t stay that way if we''re frazzled about five figures worth of debt. Today Show financial expert Jean Chatzky and the Cleveland Clinic''s chief wellness officer Dr. Michael Roizen explain the vital connection between health and wealth—giving readers all the tactics, strategies, and know-how to live longer, healthier, more lucrative lives. The same principles that allow us to achieve a better body will allow us to do the same for our investment portfolio. For instance, physical and financial stability comes down to the same equation: Inflow versus outflow. Do we burn more calories than we ingest? Likewise, are we making more money than we spend? The authors detail scientific ways to improve our behavior so that the answers tilt in the readers'' favor. They also offer ways to beat the system by automating how we do things and limiting our decisions in the face of too much food or too much debt. Chatzky and Roizen provide a plan for both financial independence and biological strength with action steps to get you there. "A positive, practical book for anyone middle aged or older." ― Library Journal

Chatzky, financial editor for "Today," provides her unique, savvy perspectiveon money, dispensing advice and insight on managing finances--even on a smallscale--to help kids increase their financial literacy. Illustrations.

A powerfully simple, must-have manifesto on money with more than 90 wealth-building rules from the Today show''s finance guru. In a time of great financial uncertainty, this is the book everyone must read. The bottom line: Money is simple-people make it complicated. Now, bestselling personal finance author Jean Chatzky has distilled this simplicity into a smart, immediate, and entertaining set of rules that will change readers'' financial lives. Chatzky removes the stress associated with all things money and says it clearly: Readers who follow these basic yet crucial approaches to spending, saving, investing, increasing their income, and most importantly, protecting what they have, will build the wealth and financial stability they''ve been dreaming of. Chatzky''s advice is reassuring, straightforward, and often counterintuitive, including: - Date your stocks; don''t marry them. - ''More money'' won''t always make you ''more happy.'' - To spend less, carry Benjamins, not Jacksons. - If you can''t explain it, don''t invest in it. - ''Free'' can be very expensive. Written in her trademark warm, witty voice, and with a special Dos and Don''ts section, Money Rules is the only book readers really need to achieve true financial health and happiness.

For the first time, financial guru and TODAY Show regular Jean Chatzky brings her expertise to a young audience. Chatzky provides her unique, savvy perspective on money with advice and insight on managing finances, even on a small scale. This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture. This book talks about money through the ages, how money is actually made and spent, and the best ways for tweens to earn and save money.

Jean Chatzky, the popular Today Show financial editor and Oprah contributor, shows readers how to navigate the critical challenges and universal conundrums of personal finance in Money 911. A lifesaver in difficult economic times, Money 911 answers the tough financial questions about how to manage your money in the face of life-altering events. Like popular personal finance guru Suze Orman, Chatzky offers clear, optimistic, timely, and intelligent advice for any recession victim who might be suffering the slings and arrows of unanticipated economic misfortune.

Jean Chatzky has been working with viewers of NBC’s Today show for a series on how to get out of debt once and for all. Her method, both on TV and in this book, is simple yet powerful: the key is saving just $10 a day that you currently waste. It doesn’t sound like much—a movie ticket or lunch for two at McDonald’s— but $10 really can take you from debt to wealth in just a few years. And because it doesn’t feel like an impossible goal, people are more likely to stick with Chatzky’s plan than an extreme regimen of spending cutbacks. Chatzky is focusing on debt because it’s the single biggest threat to our financial health. The average American family has sixteen credit cards and high-rate debt of more than $8000, not even counting car loans and mortgages. They pay more than $1000 a year in interest alone. Debt makes people feel depressed and overwhelmed, leaving them without enough money for the truly important things in life—education, retirement, owning a home, feeling secure. Chatzky, one of America’s most popular personal finance experts, writes in down- to- earth, woman-next-door language about how to get started right away, without giving up the things that truly give you pleasure. She offers practical, accessible strategies to help readers find the money to pay off their bills, lower their interest rates, and improve their credit scores. Featuring real-life examples of people featured on her Today show series, Pay It Down can transform debtors into future millionaires.

Can you really start from nothing and become truly secure financially? What’s the difference between you and Warren Buffett? Between you and your boss? Or between you and your successful neighbor? What do the financially comfortable have that you don’t? It’s not that those people were born into money, caught a lucky break, or have an Ivy League education. It’s not even that they are smarter than you or make more money than you do each year. So what do they have that you don’t . . . at least not yet? What’s The Difference? Trusted financial coach Jean Chatzky shares the secrets her groundbreaking research of the self-made wealthy has uncovered so that anyone can break through the barriers that stand between them and true financial freedom. Find out why it’s important to: • Get happy, but not too happy • Do what you love, but don’t quit your day job • Read every day • Remember that failure is not an option–it’s a necessity • Harness your intuition to take risks that make sense • Practice the Kevin Bacon Principle–make connections • Say thank you–and mean it • Make your money work as hard as you do Through candid interviews and a study of more than five thousand people, Jean reveals the traits and habits of those who have moved from the lowest economic strata to the highest. The Difference helps you take a look at where you are now and offers simple strategies for going where you want to go. The Difference, you’ll see, is within you: You have the power to determine your financial future and achieve the next level of wealth.

Get Rich, Don’t Bitch “I don’t have time to deal with my money.” “Managing money and investing is too intimidating.” “I’m not a numbers person.” “My husband takes care of our finances.” “I’m just not good with money.” Jean Chatzky has heard all the excuses for why women don’t deal with their finances. She used to make them herself. For the first time, Jean tells you how she made every financial mistake in the book—not paying her bills, going into credit card debt, letting her 401(k) lapse—before finally making the decision to take control of her money and her future. Whether you’ve made these mistakes or you want to avoid them, if you’re ready to take charge of your financial life then this is the book for you. In it, Jean shares these valuables lessons: • Where to start • How to decode financial jargon (it’s easier than you think) • How to get over your “I’m not smart enough to deal with money” feelings • Why being a “good-enough investor” will make you more money in the long-term (while trying to be a “great investor” will drive you crazy) • Why you might think you are bad at math, and why that doesn’t have to be true • How (and where) to save your money • Why women make better investors—and higher returns—than men Jean is famous for her ability to explain money and investing. In a clear and accessible way, she breaks down all the scariest parts of dealing with money—from investing in stocks to saving for your retirement—to make them doable, easy, and yes, even enjoyable. She also includes throughout a “Map to a Million,” great tips on easy and quick financial changes you can make immediately . . . that really add up! Are You Ready to Be Rich? If you want to get rich, if you want to be wealthier than you are today, you really need to do only four things. That’s right, just four things. • You need to make a decent living • You need to spend less than you make • You need to invest the money you don’t spend so that it can work as hard for you as you’re working for yourself • And you need to protect yourself and this financial world you’ve built so that a disaster—big or small—doesn’t take it all away from you Everything else is just window-dressing. The fees—and how to avoid them. The advisors—and how to hire them. The deals. The scams. The ins. The outs. They are all interesting. Some of them are even quite important. But until you have conquered the heart of the matter, they are all minutia. The four cornerstones, by contrast, are the meat and potatoes of your financial life. If you do those things today, you’ll start getting rich tomorrow. And once you feel set financially, you’ll be able to start focusing on the truly important things in life. —from the Introduction

Millions of Americans have turned to Jean Chatzky for financial advice, thanks to her weekly appearances on NBC''s Today and her column in Money magazine. Now, in The Ten Commandments of Financial Happiness (published in hardcover as You Don''t Have to Be Rich), she analyzes the results of a unique survey in which she questioned 1,500 Americans about their financial attitudes and behaviors. She looks at how much money people actually do need to guarantee a happy, comfortable life. And gets down to the nitty-gritty, isolating behaviors that—if adopted—can significantly improve a life. The results of this proprietary survey—conducted with the help of the Roper Center—are remarkable. Chatzky found that while a certain amount of money buys comfort, money can''t make you happy—at least not in the way most people believe it can. But it can make you miserable, if you''re managing it wrong. That''s why it''s time to make a change. In her frank, engaging style, Chatzky explains how to "own your money" to create a happy and comfortable life. She outlines the financial habits of happy people and shows how anyone can be a part of this group, no matter what they earn. Filled with fresh insights and real life examples, The Ten Commandments of Financial Happiness reaffirms that finances don''t have to be a source of stress and that living within your means can be extremely rewarding.

Jean Chatzky regularly features in a number of popular US magazines and on NBC''s Today Show. She now unleashes her winning strategies for effective money management in this take-charge book.