New Releases by Patricia Beatty

THE ANNOTATED NATIONAL CREDIT CODE has an established reputation as an invaluable guide to the Code and Regulations. It is an essential reference for financial institutions, retailers, financiers and consumer advocates as well as practitioners to ensure their compliance with Code obligations. The move towards federal regulation of the industry has resulted in a single, standard, national regulation of consumer credit. This has a significant impact on any person involved in the origination, management or enforcement of consumer credit. The code also applies to those who provide credit to purchase, renovate or improve residential property for investment purposes. Among other things, the new regulatory framework will create a new licensing system, impose responsible lending requirements and extend regulation to apply to the finance broking industry. Professionals in the field must acquaint themselves with the new framework. This is the only book to focus solely on the Code. It is a practice oriented guide that provides detailed and comprehensive annotations and explanations. Practitioners will find this book invaluable in dealing with the new federal scheme and understanding the new responsibilities placed upon credit providers and the penalties for breach.

To help her poverty-striken family, thirteen year old Lupita enters California as an illegal alien and starts to work while constantly on the watch for "la migra."

Revised and updated second edition. Annotated version of the Consumer Credit Code and Consumer Credit Regulation 1995 with explanatory commentary. Revisions are in response to recent cases and legislative changes. Includes new commentary on recent Code cases, lessons learnt from Code litigation, and the October 2000 Code amendments. Includes index and tables. Authors are banking and finance partners with Mallesons Stephen Jacques.

In this powerful story, based on real-life Civil War records and memoirs, young Yankee deserter Charley Quinn learns that his flight from his first battle doesn't brand him a life-long coward. "Rich detail . . . readers will love this rousing epic."--"Kirkus Reviews." Scott O'Dell Award for Historical Fiction.

To help her poverty-stricken family, 13-year-old Lupita leaves her Mexican fishing village and enters California as an illegal alien and starts to work while constantly on the watch for immigration authorities.

A widow and her two children head for gold rush territory in Idaho, hoping to find jobs and a new life.

In 1861 twelve-year-old Truth, a Quaker girl from Indiana, is staying with relatives who run a North Carolina station of the Underground Railroad, when her world is changed by the beginning of the Civil War.

In 1865 with the war recently over, fourteen-year-old Hannalee and her recently reunited family decide to start a new life in Atlanta where, because of the need to rebuild the devastated city, jobs are plentiful. Sequel to Turn Homeward, Hannalee.

During the final days of the Civil War, 12-year-old Hannalee is among 2,000 Georgia textile workers shipped north by the Union Army to work in Yankee mills. Can she make her way home to her family? Copyright © Libri GmbH. All rights reserved.

A thirteen-year-old powdermonkey in the Confederate navy joins the crew of the ironclad Merrimack in a mission to break the Union blockade of Norfolk harbor.

A preacher's daughter with lots of curiosity and a penchant for getting into trouble has an eventful year and a half, as all the predictions of a fortune-teller at a Texas county fair in 1898 come true.

A stagecoach that vanished without a trace...$40,000 in stolen payroll money...a jewel-studded belt buckle -- they are all pieces of a 110-year-old mystery, that Paul Braun is determined to solve. While the thirteen year-old Easterner is visiting his grandmother in Colorado, she gives him a heart-decorated belt buckle that had belonged to a distant, vaguely remembered relative. Intrigued by the odd-looking heirloom, Paul and his new friend, an American Indian bo), named Jay Jenkins, hunt through dusty attic trunks and yellowing newspaper clippings trying to discover more about its enigmatic owner. Suddenly, their search uncovers an ever) more perplexing puzzle -- the still-unsolved disappearance of a stagecoach, its passengers, and the fortime in gold it was carrying. Men his ruby-studded buckle is stolen, Paul realizes that it could possibly be the key to the whereabouts of the long-vanished coach -- and that, even today, someone is intent on preventing anyone from unlocking its terrible secret, Drawing from a true incident in the American West's rich past, master storyteller Patricia Beatty combines fast-paced plotting and a fascinating set of characters to weave this exciting tale of adventure and suspense.

In the years 1893, sensible thirteen-year-old Melinda, finding herself stranded in the Colorado town of Goldendale, promptly becomes involved in the townspeople's lives and assorted problems.

A 13-year-old living in a turn-of-the-century California mining town determines to marry off her adoptive brothers and discover the identity of her real parents.

The Staffordshire terrier 13-year-old Cissie raises from an orphaned pup is stolen by her uncle and entered in illegal dogfights.

Two youngsters meet their Uncle Rudd who tells them tall tales about his life with the cowboys, Indians, and Confederates.

A thirteen-year-old Mormon boy from California makes his way east, searching for his horse which was stolen for use by the Confederates in the Civil War.

The women of a Montana mining town disrupt life when they try to raise money for a new school.

Recounts the experiences of an Irish setter as he passes from owner to owner on the campus of a California university.

Living in the South Carolina hills in 1780, a young Scottish boy, whose own family is divided between Loyalist and rebel, must decide for himself which side he will follow.

In the 1840's in California a young Comanche refuses to accept the ways of his Mexican captors but wins their acceptance and admiration when he helps to cast the church bell and uses it to warn the villagers of approaching danger.

When a new girl arrives at Fort Yuma, Arizona, in 1881, thirteen-year-old Dorcas finds herself involved in the escape of an outlaw from the prison across the river.

Appalled by conditions in the uncivilized nineteenth-century silvermining town to which her husband has brought his family, Mrs. Perkins sends him to live in the town's bachelor quarters, until, a year later, their daughter's determination to go to high school makes reconciliation possible.

In 1879 a thirteen-year-old boy, his friend, and his dog journey four hundred miles across Texas to bring back the body of an older brother for burial in the family graveyard.

Appalled by conditions in the uncivilized nineteenth-century silvermining town to which her husband has brought his family, Mrs. Perkins sends him to live in the town's bachelor quarters, until, a year later, their daughter's determination to go to high school makes reconciliation possible.

Three motherless children who decide to find a new wife for their father, a banker in the boomtown mining center of Idaho, select a promising candidate whose son is an outlaw.